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Carlsberg Hua Zong Education Fund (CEF) Study Loan

Carlsberg Hua Zong Education Fund (CEF) Study Loan


The Carlsberg Hua Zong Education Fund (CEF) Study Loan is open to all Malaysian citizens who are enrolled in local or foreign institutions of higher learning hold certificates in UEC, SPM or STPM; Diplomas; and/or any higher certificates; and are ambitious, enthusiastic and responsible.

Date of Application

  • The loan application form is available in May each year.

  • Applications can be made between May and June .

  • The exact deadline will be determined by the Fund Management Committee after studying the commencement dates of different institutions of higher learning. The Committee will publish the exact deadline and other details on the CEF website and in the major press nationwide.

Application Procedure

  • Applicants are required to submit the following documents to The Federation of Chinese Associations, Malaysia before the application deadline:
    - Three copies of the completed loan application form (photocopies are allowed)
    - IC (photocopy)
    - Recent passport-size photograph
    - Academic transcripts (photocopies certified by the relevant institution)
    - Certificates of Award or Achievement (photocopies)
    - Letter of Admission or Certificate of Enrolment from the institution of higher learning (photocopy certified by the relevant institution)
    - ICs of two guarantors (photocopies)
    - Proofs of income of two guarantors, e.g. pay slip, income tax Form J or employment letter (photocopies)
  • The loan application form can be downloaded here. Alternatively, applicants may visit or write The Federation of Chinese Associations, Malaysia to request for an application form (for write-in requests, please attach a self-addressed, stamped envelope).

  • We will not process application forms that are incomplete or received after the application deadline.
Selection Criteria

The CEF Management Committee will select the loan beneficiary based on the following criteria:

  • Academic performance.

  • Performance in extra-curricular activitie.

  • Family financial circumstances.

  • The institution and the course undertaken.

    The decision of the Fund Management Committee is final.

Loan Amount and Number of Beneficiaries

  • Every beneficiary will receive an interest-free loan of RM5,000 in each academic year for the official duration of the course.

  • The Fund Management Committee will determine the number of beneficiaries for each year based on the fund’s annual financial status.


Successful applicants will be notified via mail and telephone within one-and-a-half months from the application deadline, and will be invited to attend the loan-contract signing and award ceremony. Unsuccessful applicants will not be notified.

Signing of Loan Contract

  • Loan beneficiaries are required to sign a contract with the CEF. The beneficiaries must fulfill their responsibilities and obligations as stated in the contract throughout the loan period, and make loan repayments in accordance with the contract after graduation.

  • Every loan beneficiary must have two guarantors, the first one being the beneficiary’s parent or guardian. Both guarantors must be Malaysian citizens aged 21 and above.

  • Both guarantors are required to sign a contract with the CEF. The guarantors are obliged to make repayments on behalf of the beneficiary in the case of the beneficiary’s failure to make loan repayments after graduation.

Loan Release

  • Every beneficiary must open a savings account with a designated bank. The Fund Management Committee will deposit the loan amount into the beneficiary’s bank account directly.

  • The Fund Management Committee will release the loan on a yearly basis upon commencement of the course.

Pre-University, Undergraduate & Postgraduate Scholarship Offers

  1. 30 April 2017: Dermasiswa Program Pembiayaan Pendidikan Tunas Potensi
  2. 30 April 2017: Biasiswa Yayasan AFS Antarabudaya Malaysia (YABM) Scholarship for Form 5 Students Apply AFS Program
  3. 30 April 2017: Biasiswa Bank Negara Malaysia Undergraduate (Honours) Scholarships
  4. 30 April 2017: Biasiswa Bank Negara Malaysia Postgraduate (Master & PhD) Scholarships
  5. 2 May 2017: Biasiswa MREPC Local Undergraduate Scholarship Awards
  6. 2 May 2017: MREPC Scholarship Awards for Graduate Diploma of Rubber Technology
  7. 3 May 2017: The Astro Scholarship Award for Pre-University / Foundation / Diploma / Undergraduate
  8. 3 May 2017: The Astro Postgraduate Scholarship Awards for MBA & Data Science
  9. 3 May 2017: Skim Prihatin Pendidikan 1Malaysia (SPP1M) 1Malaysia Education Care Scheme
  10. 8 May 2017: Sarawak Energy Berhad Scholarships for Sarawakians
  11. 22 May 2017: Biasiswa JPA: Penawaran Program Penajaan 9A+ SPM 2016
  12. 30 May 2017: Biasiswa Yayasan Tun Suffian Cambridge Scholarship Awards
  13. 1 June 2017: Hong Leong Foundation Local Undergraduate Scholarship Application
  14. 18 June 2017: Penang Future Foundation (PFF) Undergraduate Scholarship
  15. 30 June 2017: Biasiswa OCBC Bank Malaysia Local Undergraduate Scholarships
  16. 31 December 2017: Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Discount on Repayment
  17. Open throughout the year: Maxis What’s Next Scholarship for Postgraduate Degree/Diploma Programme
  18. Open throughout the year: Biasiswa Karangkraf Scholarship Education Fund
  19. Open throughout the year: Amcorp Study Grant for ACCA Qualification in Collaboration with Yayasan Azman Hashim Foundation
  20. 36 Scholarships for IPTA Undergraduate Students
  21. Throughout the year: Intel Malaysia Scholarships