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PTPTN: Terms, Suspencion and Termination of Loan

PTPTN Education LoanAnnouncement on June 17: The Higher Education Fund Corporation (PTPTN) will automatically withdraw loans from students scoring Cumulative Grade Point Average (GPA) lower than 2.0.

Terms of Loans
Students are eligible to apply for education loans if they fulfill the following conditions:
  • Malaysian citizens;
  • Not exceeding 45 years of age on date of application;
  • Passed Malaysia Certificate of Education (SPM) with credits in any 3 subjects;
  • Passed SPM for Community College Certificate and Polytechnic Diploma graduates with CGPA 3.0 and above;
  • IPTA/IPTS/Polytechnic students must register to pursue courses approved by the IPT Management Department (IPTA/IPTS)/Polytechnic Management Department and Community College of the Ministry of Higher Education;
  • IPTS students must obtained the Accreditation Certificate from the Malaysian Qualifications Agency (MQA). The course and Accreditation Certificate approval period must still be valid on the date of application;
  • All students must possess entry requirements determined by the Ministry of Higher Education to pursue the course. For students with qualifications that differ from that stipulated, verification that the said qualification is equivalent to the required qualification must be obtained from departments or agencies specified as above;
  • The remaining period of study upon application must exceed one year; and
  • Have no other sponsor.
Suspension of Loan Payment
The payment of loans will be suspended for a particular semester for the following reasons:
  • A student obtains a GPA of less than 2.0.
  • A student defers studies.
Termination of Loan
Loan payment will be terminated when students fail to continue their studies in their fields of study or in the IPT specified during application for the loan. Students are required to repay the amount obtained from PTPTN for the duration of their studies as specified in the loan agreement. Appeals to defer payment or re-scheduling must be submitted to PTPTN if the students cannot repay the amount borrowed.

Link: http://www.ptptn.gov.my

Pre-University, Undergraduate & Postgraduate Scholarship Offers

  1. 23 April 2017: UEM Group Local Foreign Universities Scholarship for SPM Leavers
  2. 30 April 2017: Dermasiswa Program Pembiayaan Pendidikan Tunas Potensi
  3. 30 April 2017: Biasiswa Yayasan AFS Antarabudaya Malaysia (YABM) Scholarship for Form 5 Students Apply AFS Program
  4. 30 April 2017: Biasiswa Bank Negara Malaysia Undergraduate (Honours) Scholarships
  5. 30 April 2017: Biasiswa Bank Negara Malaysia Postgraduate (Master & PhD) Scholarships
  6. 2 May 2017: Biasiswa MREPC Local Undergraduate Scholarship Awards
  7. 2 May 2017: MREPC Scholarship Awards for Graduate Diploma of Rubber Technology
  8. 3 May 2017: The Astro Scholarship Award for Pre-University / Foundation / Diploma / Undergraduate
  9. 3 May 2017: The Astro Postgraduate Scholarship Awards for MBA & Data Science
  10. 3 May 2017: Skim Prihatin Pendidikan 1Malaysia (SPP1M) 1Malaysia Education Care Scheme
  11. 8 May 2017: Sarawak Energy Berhad Scholarships for Sarawakians
  12. 22 May 2017: Biasiswa JPA: Penawaran Program Penajaan 9A+ SPM 2016
  13. 30 May 2017: Biasiswa Yayasan Tun Suffian Cambridge Scholarship Awards
  14. 18 June 2017: Penang Future Foundation (PFF) Undergraduate Scholarship
  15. 30 June 2017: Biasiswa OCBC Bank Malaysia Local Undergraduate Scholarships
  16. 31 December 2017: Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Discount on Repayment
  17. Open throughout the year: Maxis What’s Next Scholarship for Postgraduate Degree/Diploma Programme
  18. Open throughout the year: Biasiswa Karangkraf Scholarship Education Fund
  19. Open throughout the year: Amcorp Study Grant for ACCA Qualification in Collaboration with Yayasan Azman Hashim Foundation
  20. 36 Scholarships for IPTA Undergraduate Students
  21. Throughout the year: Intel Malaysia Scholarships